Trump Moves to Relax Rules on Cheaper Health Insurance

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WASHINGTON — The Trump administration took another swipe at the Affordable Care Act on Tuesday, proposing new rules that would make it much easier for consumers to buy less expensive health insurance policies that do not comply with coverage requirements of the law.

Under current rules, such “short-term, limited-duration insurance” cannot last for more than three months. Under the proposal, the limit would be 364 days.

The move carries out an executive order by President Trump, who said the change would benefit consumers because “short-term, limited-duration insurance is exempt from the onerous and expensive insurance mandates and regulations” in the Affordable Care Act.

Alex M. Azar II, the new secretary of health and human services, said the proposed rules would provide additional options to people who could not afford to pay current insurance premiums.

“Americans need more choices in health insurance so they can find coverage that meets their needs,” Mr. Azar said Tuesday. “The status quo is failing too many Americans who face skyrocketing costs and fewer and fewer choices.”

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